Our Programs

Remember:

→No cost to you until you have access to your funds.
→Can work for start-up’s, existing businesses, unique projects, real estate.. etc
→Doesn’t hurt your credit to learn your options and most clients have HIGHER scores
after funding.

→FILL OUT: Get-started/ for more info.

EXCITING NEW LOAN PROGRAMS FROM GOS Companies.

INSTALLMENT ”CASH” LOANS FOR BUSINESS OR PERSONAL.
By far the most utilized because of its ease and quickness we can get people 25-300k
in cash loans. They deposit cash in your bank account and you have a fixed monthly
payment for 2-7 years. Individual loan amounts go up to 100k each w/ rates ranging
from 6-30%, combine multiple for max funding.

Remember:

→650 MIN score, higher scores needed for most money.
→You can choose between installment (cash loans) and lines of credit.
→No Business revenue or business entity needed.
→No CPN’s or built files.(must use real social security number and have real primary
accounts)
→Can be in Business or Personal name but all requires a personal guarantee and it’s
always easier in personal name.
→FILL OUT: Get-started / for more info.

LINE OF CREDIT FOR BUSINESS OR PERSONAL.
Get access to lines of credit that only cost you interest when you are using them. Not
Credit Cards, come in amounts up to 50k each and are usually in the 7-12% range.

Remember:

→680+ credit score needed, higher scores get more.
→No Business revenue or business entity needed.
→Can be in Business or Personal name but all requires a personal guarantee.
→FILL OUT: Get-started / for more info.

BUSINESS FUNDING BASED ON REVENUE.
Large range of options, in general get 1/12 to 1/3 of your yearly business revenue in
form of a loan or LOC. Varies state by state but amounts for business loans and lines of
credit can go up to 500k each and have monthly payments. Rates start at 6% and go
much higher depending on strength of borrower and company.

Remember:

→ Need business revenue to business bank account of 10k/mth or more
→With scores 500-620, expect daily payments and higher rates with terms less than 1
year.
→With scores over 620, rates from 6-20% are possible, with weekly or monthly
payments.
→FILL OUT: Get-started / for more info.

“STREAMLINE” SBA
Loans under 350k are easier to get now but go to 5MM. Even better, I can tell you if you
are in the ballpark for one of these loans by filling out form below.

Remember:

→650+ personal score needed.
→No losses on tax returns last 2 years

→Best for existing businesses.
→FILL OUT: Get-started / for more info.

ASSET BASED LENDING
Loans can be for almost all types of properties, multi-family, commercial, retail, SFH,
etc. NO INCOME VERIFICATION NEEDED.

Remember:

→650 Minimum score
→Loan amounts 100k – 5MM
→Rates as low as 7.99%
→30 Year Fully Amortizing
→65-80% LTV
→FILL OUT: Get-started / for more info.

All loans require a very recent copy of credit report, send to gary@garyoshelton.com (or
provide log in info) and we’ll tell you your options. Call us direct at (213) 858-6612
with any questions.